About Us

About Us



About Cincinnati Auto Credit

Need a Car? Good Credit or Bad Credit Problems?

Life's thrown a curveball at a lot of us lately—especially when it comes to getting approved for a car loan. Over the past few years, easy approvals seemed like the norm, but with rising defaults, banks and lenders are slamming on the brakes and making things tougher than ever. If you've been turned down recently or feel like the rules have changed overnight, we get it. It's frustrating, and you're not alone.

At Cincinnati Auto Credit, we've been helping folks just like you since the 1980s with straightforward, in-house financing that works for real life—whether you have bad credit, no credit, or a past repossession. Our criteria haven't flip-flopped with the trends; we've stuck to what we know delivers results: affordable down payments, easy approvals based on proof of income, residence, and a valid driver's license, and vehicles that come with a 12-month/15,000-mile limited warranty after our rigorous inspections.

We're not here to judge your situation—we're here to help you get back on the road reliably. Stop by our Fairfield or Cincinnati locations today, or check out our inventory online at cincyauto.com. Let's chat about options that fit your world, not someone else's changing standards. #ReliableRides #CincyAutoCredit


Why buy from Cincinnati Auto Credit?

  • All of our cars, trucks, vans, and SUVs come with a 1 year, 15,000 mile limited warranty.

  • Fast and easy

  • Two convenient Ohio locations

  • We work with your down payment

  • We report to the credit bureau

  • Flexible payment terms

  • You will be treated with respect

Give us a chance and we'll give you a chance!

Click here to get pre-approved!