Do you have credit issues? Cincinnati Auto Credit has been specializing in selling and financing used cars for people who have bad credit, need a second chance, or are first time buyers in the Cincinnati and Fairfield, Ohio areas for over 30 years.
We stock a wide variety of inventory at our dealership, including used cars, trucks, vans, and SUV’s. Each vehicle in our inventory goes through a rigorous inspection process to make sure that your vehicle is in the best condition, and comes with a 12 month/15,000 mile limited warranty!
Customer satisfaction is what we do best. All of our sales associates are not on commission at our dealership, to ensure that you have an honest sales experience with us. Come in today and see for yourself why so many people choose us!
Quality, service, respect for our customers... these are just a few reasons why you should choose Cincinnati Auto Credit for all your vehicle purchases. Click here to learn more about what makes us so special!
Do you Need a Car, Truck, SUV, or Van? Do You Have Credit Problems?
Cincinnati Auto Credit has been specializing in selling and financing used cars, trucks, vans, and SUVs for people who have little or no credit, bad credit, need a second chance or are first time buyers for over 15 years.
We understand that good people occasionally go through hard times. So don't put your dreams of driving a new used vehicle on lay-away any longer!
- All cars come with a 12 month/15,000 mile limited warranty! - Affordable down payments! - Two convenient locations in Cincinnati and Fairfield
Give us a chance... and we will give you a chance!
I’m just now starting back driving again and getting legal with having my license ! Josh and Michelle were excellent in helping me with my purchase I pulled off a lot a happy customer and so thankful for them with this.
Dayle was great. He was very professional and did just what he said he was going to do. I recommend Cincy Auto to anyone who’s looking for a car. Shout out to Dayle. Great job and keep up the good work?
Not going to lie- I thought it was too good to be true, so I hesitated. I took all the money I had and caught a Lyft there, thinking I would have to catch a Lyft back because I’ve been turned away by so many lots. I have horrible credit from identi...
The best car buying experience I've ever had. Dayle made it amazingly easy and convenient for me to get approved online. I would recommend them to anyone!! I won't do business with any other car lot in the future.
Highly recommended. Fast and easy sale. make things go so smoothly.
The entire staff is FRICKING AMAZING! Very friendly. Down to earth and understanding of your situation. Josh was outstanding & Zach's hair is AWESOME SAUCE ???? Quickest car buying process I have ever experienced. Scratch a 5, I give a 10 in ALL ar...
Dayle Harper was a excellent salesman and he makes it his top priority to put you in a car of your choice. Coming in was a pleasant experience for this to be my second time purchasing a car.
Dayle harper is a amazing he helped me out to get another car. they all are amazing there they will help as Much as they can please go there if u need a car it's all bout talking with them and they most definitely will be up front with everything. t...
I’m so tickled with my blue Ford Focus Zach hand picked for me! Thanks guys!
This was the most pleasant experience buying a car. Mr. Harper and Dale worked with me to get exactly what I wanted. Excellent customer service. Thanks guys
Love this place Josh and Zach was so helpful and friendly made this an awesome experience! We are blessed with an amazing car! We recommend this place to anyone looking for a new vehicle!!!
Jesus is Amazing!!!
Mr. & Mrs. Beaver
We have not one single complaint. Amber Hatfield took great care of my husband and I, she made the process simple and fast. We're happy with our experience here at Cincinnati Auto Credit.
Dayle Harper went over and beyond to make sure I left with a vehicle. A nice one at that! The team is Very welcoming and hardworking. The process was very easy, I’ll recommend you to go to CincyAutoCredit ask for Harper is really there to help and...
I have dealt with many car dealerships for my sons and daughters for many years. I must say that Dayle Harper is an exceptional Sales rep and very professional, honest and knowledgeable with you about what he knows and if he is not sure, he will pers...
Dayle is an excellent salesman! He didn’t push us into anything we didn’t want. He was friendly and honest right from the start. We should have started here instead of wasting 3 days at other car lots. Would definitely recommend!
Buying a car from these guys has been the quickest and easiest experience. Awesome place and people.
I stop in on tuesday at almost closing time i was feeling defeated after my experience at another place. When i came in I was met by Josh. I spoke to him filled him in on my situation he told me to come back on wednesday and he WOULD get me in a ca...
These are my credit Angels!!! They helped me out of a dire situation with courtesy and empathy and customer service like you have never experienced before. This is the greatest group of people in the industry and deserve 10 stars instead of 5 they al...
Highly recommend the Gilbert Ave. location, everyone there was super great. Ricardo was an amazing help and so was Mr. Dale! I had not so great credit and a repo and I still walked out of there with a car. And I had options to choose from!
I have to say this is my second vehicle from Cincinnati Auto Credit...The staff is awesome! Josh was very friendly and patience...even tho he already knew which vehicle I would choose, he was patient while I test drove 3 or 4 other cars...I absolutel...
I loved car shopping here my husband and I got a really nice jeep liberty that we love for a good deal especially considering our not to great credit scores and our income and down payment we had. Very good deal and absolutely love the vehicle we cho...
I went to the Fairfield location on Dixie Hwy to get a little pricing information and drove off in a car. They were fair, honest and worked hard to meet my financial needs. I recommend everyone go by the Fairfield location and ask for Zach or Josh. ...
Hello, I want to share my experience with everyone after 3 weeks of looking at MANY car lots... buy here, pay here lots and dealing with dozens of " SALES DEMONS " I was so lucky to have found Josh Malarski, he wasn't just that " sales guy " he genui...
love this place ive purchased 7 vehicles from fairfield. when i need reliable transportation I call Zach or Melissa
Tamara Kirtley Stewart
Josh and Zac at the Fairfield location were awesome they are the best in Cincinnati. They were very helpful and polite and I would recommend them to anyone who is looking for a car. If anyone out there is looking for a car go see Josh and Zac they ...
My sales rep was very nice to me, he helped with all my questions and concerns. I would recommend Dayle Harper to be anyone's sales rep. The only negative that I experienced was Ms. Wilkerson, she is very rude and needs to learn how to talk to a cust...
Fairfield always treats me wel, great customer service and awesome selection of vehicles ????
Where do I start these guys are truly the best !!! If you see a bad comment I can honestly say it’s just someone who must not have a job and can’t get approved because these guys will work with any situation when they tell you give them a chance ...
I Had Such A Great Experience Would Recommend To Any One
Great place to buy a car.Zack and Josh are great.I bought a 2010 hyundia genesis and its the best car i have owned.My payments are reasonable.I highly recommend buying you next car here.you will be glad you did.
I just bought a car from here and honestly Brandon the sales manager is very nice, and lovely his personality will help ANYONE leave with a car. My experience was lit and The car I got is an 07 and the miles for it to be an older car was great! I’d...
My second vehicle with Cincinnati auto credit and I’m so happy! Josh, Zack and Victoria were so patient and helpful and friendly! I highly recommend... they have really helped me rebuild my credit!
Josh was great. I was comfortable and felt like I wasn’t being rushed into buying something I didn’t want. I probably drove them crazy but they tolerated me with the upmost patience and I left there with the car I wanted and a good deal. Thanks g...
Josh was so friendly, and got me approved so fast and got car immediately thanks so much for help
I just want to say that I’m on my second vehicle from Josh and Zack and could not be happier! They’ve made my experience so friendly and easy... my first purchase was a Durango, loved it! I test drove about 6 different vehicles and my second choi...
Very friendly and helpful nolegable staff
These guy rock!!!!! I was in and out in 2 hours, and on my way home in a new car. Thanks zach.
Thank you for all of your help, you made this a great experience.
You guys are awesome. Thank you for helping us, and I apologize about the spilt popcorn from cody, lol. You guy are amazing.
I absolutely love these guys! They did everything they could to make it possible for me to be able to get the car I wanted. I went there hoping I could but expecting to be told no just because of recently leaving a bad situation and I'm trying to r...
Let me tell y’all about mr. Dayle Harper he was the best he kept it so real but he was sooo caring and friendly smiles and laughs no bad reviews about this man if you want to meet a true sales meet the man himself dayle harper
Shout out to Cincinnayi Auto Credit for helping me get my car fixed you have out done yourself a special thank you to Dale for your immediate response you are my Superman Lol
Great service very helpful nice vehicles
My car broke down at a bad time for me. Leaving me stuck needing a new car with no money saved. I have no credit history so not many places will give you a chance or they offer sky-high payments. Cincinnati Auto Credit in Fairfield gave me that chanc...
Couldn't be happier with my time spent there. Bryana took care of me as well as the financial department that went over all of the paperwork and answered any questions i had about the vehicle and their service department. Ive got a very nice new mode...
The staff was awesome! I'm a returning customer and again very happy with my purchase...Josh was very patient when I couldn't make up my mind, even tho he already knew which vehicle I'd choose! My Jeep Patriot is awesome! Thank you for the great serv...
Thank you for all that you did for me. My boys love the space in the SUV.
I have to say that my experience at cincy auto was great. My brother told me about them, and I am very glad. make sure to ask for Zach.
4th car from Zach, you da man!
These guys are GREAT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
This is the 3rd car I have bought from here.but this car has a lot of issues now I have had it less than a year really not happy.i feel they pushed buying this car on me.i would love to trade it in for something else.
I wanna tell everyone in need of a car to stop and see Josh,Zach and Victoria at 5489 Dixie Highway Fairfield Ohio.. They work together to get my into a much needed car, my down payment and car payments are within my budget!!! I'm extremely pleased w...
Well I'm thankful they where great Mr. Josh was who helped me he was great he took what I had an work it out got me in my 07 van with no problem I'm so happy they helped me an everyone else was really nice as well thanks Josh...
I HIGHLY recommend you going to Cincinnati auto credit. I went with the mindset of getting a new car and I walked out with a SUV with affordable great payments ! & All vehicles come with a warranty you won’t regret your experience with them. Ask ...
I have to say that I've been skeptical with dealerships that say that they can get anyone approved. you guys did it. you have a customer for life!
BRYANA KAISER AND DALE WERE WONDERFUL TO WORK WITH. BEFORE I WENT TO THE DEALERSHIP I SPOKE WITH BRYANA ON THE PHONE AND EXPLAINED MY WHOLE SITUATION TO HER AND SHE WAS REALLY GOOD AT REASSURING ME THAT I WOULD GET A CAR WHEN I WENT TO VISIT HER AND ...
Josh, Zach, and Victoria made my car buying experience awesome! I love how they treat you and make you feel! I will get my next car from here also! I highly recommend CINCINNATI AUTO CREDIT!!!
I am here to tell you the people at the Fairfield location are wonderful the best bunch I have dealt with in my lifetime and I am 57 year's old I have been to numerous dealers and Zach, Gina, Josh are good people please give them a chance they will h...
customer service was great
You guy made my day. I love my Edge!!!!!!
Zach and his team in Fairfield have gone above and beyond yet again for us. We've gotten 3 amazing vehicles and they are incredibly easy to work with. Will be back again! Thanks!!
OMG! They are the best! Every time I enter their establishment on Dixie Hwy I am greeted with a smile! My husband and I have purchased 4 vehicles from here; if there were any problems they are willing to fix them without hesitation. I never thought t...
Do you have bad credit? If you do that’s ok! Have you ever been divorced, again that’s okay. Even if you’ve had a past repossession, don’t worry at Cincinnati Auto Credit we understand your situation and we are here to help you get approved for your used Cars, Trucks, Vans and SUVs of your dreams today! If you need a Bad Credit Used Car Loan, Subprime Auto Loan or In House Auto Loan call us. Looks like you’ve come to the right place, whether your one of our many repeat customers or you’re looking for your first vehicle and you have bad credit or no credit at all we will get you approved. We feel that we are the best “Buy Here Pay Here” dealer in all of Fairfield OH, Hamilton OH, Forest Park OH, Springdale OH, Northbrook OH, North College Hill OH, White Oak OH, Sharonville OH, Finneytown OH, Reading OH, Trenton OH, Blue Ash OH, Mason OH, Montgomery OH, Norwood OH, Middletown OH, Cincinnati OH, Newport KY, Covington KY, Fort Thomas KY, Norwood OH, Edgewood KY, Erlanger KY, Florence KY, & Independence KY. Here at Cincinnati Auto Credit you will notice that we take pride in our inventory, we let the vehicles sell themselves. We feel that we have the best selection of used Cars, Trucks, Vans and SUVs, and we also offer Bad Credit Auto Loans, Subprime Auto Loans, In House Auto Loans and No Credit Auto Loans. Buy Here Pay Here (BHPH) means that no traditional bank approval is necessary to purchase a vehicle here at Cincinnati Auto Credit. Well don’t worry here at Cincinnati Auto Credit we can help facilitate getting you approved for the used Cars, Trucks, Vans and SUVs of your dreams! Cincinnati Auto Credit takes the extra mile to make sure that the used Cars, Trucks, Vans and SUVs is ready to drive off the lot and continue to impress you the longer you have it. Here at Cincinnati Auto Credit we put all our vehicles through an extremely rigorous inspection before we put the Cincinnati Auto Credit name on any Cars, Trucks, Vans and SUVs. At Cincinnati Auto Credit, we feel that we have the best used Cars, Trucks, Vans and SUVs that all of Fairfield OH, Hamilton OH, Forest Park OH, Springdale OH, Northbrook OH, North College Hill OH, White Oak OH, Sharonville OH, Finneytown OH, Reading OH, Trenton OH, Blue Ash OH, Mason OH, Montgomery OH, Norwood OH, Middletown OH, Cincinnati OH, Newport KY, Covington KY, Fort Thomas KY, Norwood OH, Edgewood KY, Erlanger KY, Florence KY, Independence KY has to offer. Here at Cincinnati Auto Credit we feel that we offer the best deals on the best used or pre-owned BHPH Cars, BHPH Trucks, BHPH Vans and BHPH SUVs in all of Fairfield OH, Hamilton OH, Forest Park OH, Springdale OH, Northbrook OH, North College Hill OH, White Oak OH, Sharonville OH, Finneytown OH, Reading OH, Trenton OH, Blue Ash OH, Mason OH, Montgomery OH, Norwood OH, Middletown OH, Cincinnati OH, Newport KY, Covington KY, Fort Thomas KY, Norwood OH, Edgewood KY, Erlanger KY, Florence KY & Independence KY. So what are you waiting for, come on down to 5489 Dixie Hwy Fairfield, OH 45014 or visit us at our second location 2813 Gilbert Ave Cincinnati, OH 45206 today and see how we are becoming the best Buy Here Pay Here dealer in Cincinnati OH, Fairfield OH and Florence KY!