Credit Issues? Here’s Why Cincinnati Auto Credit Is the Best Option for You.

by Admin 2 weeks ago

We’ve all seen the commercials on TV, with the wide-eyed, cheery spokesperson and bright onscreen graphics promising “Guaranteed Credit Approval,” “No Credit, No Problem” and “Everyone is Approved!” If you’ve had problems with your credit in the past, you might think this sounds like a deal that’s too good to be true! Well, chances are that you’re right.


Sign Today, Drive Today?


These commercials encourage you to come down to the dealership, who will quickly swoop you into a new car and get you out on a test drive. Before you know it, you’ve fallen in love with your new ride. All that’s left to do is apply for financing. But, if you’re one of the many people who might not have the best credit, that’s where you run into trouble.


Too Good to be True


What most dealers who promise “Guaranteed Financing” won’t tell you is that if you have a low credit score, or any number of other problems with your credit history, you’ll need to make a big down payment if you want to bring that new car home today. And if you don’t have that big down payment, then just like that, you’ve wasted your day and you’re still without a car.


The Cincinnati Auto Credit Difference


We know what it’s like to be burned by these offers because so many of our customers come to us after being turned away by those “Guaranteed Financing” dealers. Cincinnati Auto Credit was started for buyers with credit issues. We have over 30 years of experience working with customers to understand their situations and put them in a car today. All of our cars come with a 12-month, 15,000-mile limited warranty. We offer extended test drives so our customers can take the vehicle to a mechanic, friend or family member to get a second opinion. Finally, we treat you with respect. We offer affordable down payments, and our credit approval process is quick and straightforward. If you remember to bring the right documents with you, we’ll give you a definitive answer in minutes. We’ll never waste your time trying to sell you a car that you can’t afford.


So, if you’re one of the millions of people who have run into credit problems in the past, and need help getting a vehicle, give us a call or email, or stop by today!