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by Admin - Posted 18 hours ago
Lately, we’ve been hearing the same story over and over again. People in Cincinnati are giving up on the idea of getting a car. Good people who need reliable transportation but are getting turned down at every dealership they visit. Tighter lending standards across the country have made it harder than ever for customers with less-than-perfect credit to get approved for a car loan. And as a result, too many people are walking away, assuming they have no other option but to keep riding the bus, calling Uber or hoping their unreliable car holds together one more day.
But that’s not the end of the story. At Cincinnati Auto Credit, we’re still saying yes. In fact, we’re approving most of the people who walk through our doors, even as other dealerships tighten their belts or stop answering the phone.
Sick of the runaround
Take one woman who recently came to us. She had already applied at seven other dealerships around town. Every one of them turned her down. Denied again and again, she was ready to give up entirely until she walked into one of our locations. After hearing her story and understanding her situation, we were able to help her get approved for a vehicle loan that worked for her budget. She drove off our lot the same day with a car she loved and a payment plan she could afford.
We’re proud of stories like hers because we know she’s not alone.
Shopper frustration is starting to show
In fact, we’ve heard that two other local dealerships have stopped opening their doors on Saturdays altogether. They say foot traffic has dried up because people are so discouraged they’ve just stopped showing up. But the demand for cars hasn’t gone away. People still need to get to work, pick up their kids from school and run errands. They’re just tired of wasting their time hearing “no” from dealerships that only want to work with perfect credit.
That’s never been our model. At Cincinnati Auto Credit, we specialize in working with customers who are rebuilding credit or just need someone to give them a fair shot. We’re not just here for the easy loans, we’re here for the real people.
Still Affordable. Still Approving. Still Here.
We haven’t changed what makes us different. Our down payments continue to be reasonable and affordable. We work with your specific personal financial situation to find a manageable monthly payment that works for you. For the entire life of your loan, you’ll work with real people who care about your story, not just your score. And we’ll never pawn you off to a third-world call center.
Even if you’ve been told “no” before, don’t give up. Give us a call, stop by one of our locations or fill out our easy online application. Tell us your situation. We’ll listen and we’ll work with you to find a way forward.
You don’t need to settle for an unreliable car. You don’t need to keep wasting money on ride shares. You don’t need to miss out on work, family time or opportunities because of bad luck or past credit problems.
You still have options.
And at Cincinnati Auto Credit, we’re still inviting you to give us a chance to give you a chance!
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