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For some strange reason, people seem to think that we only sell to customers from this side of the Ohio River. Ok, Ok. We know the first word in our company name is “Cincinnati,” so we can understand any confusion. But did you know that we actually have some great offers that can benefit Kentucky shoppers in particular?

Bad Businesses Leave a Bad Taste

It’s no secret that Northern Kentucky has been underserved in the buy-here-pay-here car market. For years, we’ve heard the horror stories about the former car lots in NKY accepting cash payments without providing a receipt and later claiming it was less than what was owed, providing a shoddy inventory of vehicles for sale, and basically running a very unprofessional operation. These dealerships aren’t around anymore (no surprise there), but when they closed it left northern Kentuckians with bad or zero credit fewer options with where to buy a vehicle.

Kentucky Vehicle Tax Woes

Further confusing the problem is the issue with the Kentucky vehicle usage tax. This 6% tax is levied upon the current average retail price of the vehicle as listed in the NDA Used Car Guide (or 6% of the total payment for the vehicle). For those Kentuckians in a tight spot, coughing up the 6% tax payment in addition to the down payment for the vehicle they’re buying might just be too much to afford.

However, for any our friends from the bluegrass state who finds themselves in this position, there’s some good news. We can help!

It’s Your Lucky Day

If you’re a Kentucky resident purchasing a vehicle at Cincinnati Auto Credit, you DO NOT need to pay for both the down payment and the vehicle usage tax at purchase. We happily finance the extra tax for you so that it’s all wrapped up into one easy monthly payment. On top of this, you’ll also receive a 12-month/ 15,000-mile limited warranty and access to our in-person customer service. And we have two convenient locations in Walnut Hills and Fairfield, both within less than a 45-minute drive from the river.

After more than 30 years in business, we’ve learned a thing or two about keeping our customers happy and running a professional business. So if you’re our neighbor on the other shore, why not give us a chance to give you a chance?